Step Up SIP Calculator
See how increasing your SIP annually can grow your wealth over time
Investment Details
Results
Total Amount Invested
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Estimated Returns
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Final Value
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Wealth Gain Ratio
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Year-by-Year Breakdown
| Year | Monthly SIP | Amount Invested | Value |
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Frequently Asked Questions
What is a Step-Up SIP?
A Step-Up SIP is a systematic investment plan where you increase your investment amount periodically (usually annually) by a fixed percentage or amount. This helps your investments grow in line with your increasing income.
Why should I increase my SIP amount yearly?
Increasing your SIP amount yearly helps counter inflation, maximizes the power of compounding, and aligns with your growing income. Even small annual increases can significantly boost your final corpus.
How is the Step-Up SIP calculation done?
The calculator computes monthly investments with annual increases, applies the expected return rate compounded monthly, and shows the accumulated wealth. It accounts for the time value of money and the power of compounding.
What is a good step-up percentage?
A step-up percentage of 5-10% is generally considered good as it aligns with average annual salary increases. However, you should choose a percentage that matches your income growth and financial goals.
This calculator provides estimates based on the information you provide. Actual returns may vary based on market conditions.